Stop losing deals to “I can’t pay cash right now.”
Offer your customers fast, flexible equipment financing at the point of sale. Direct lender, $10K to $200K, credit decisions in hours, no prepayment penalties. You close more deals, faster.
Apply, Approve, Fund.
At Advantage+, we make financing easy so you can focus on closing the sale. Your customer applies online, we deliver fast credit decisions, and once approved, funding moves quickly. Fewer delays, fewer obstacles, and more deals closed.
- Close deals your buyers can’t pay cash for
- Faster approvals = shorter sales cycles
- Financing built for real world equipment sales
We streamline financing so you can sell with confidence and close faster.
We Handle Financing. You Close Deals.
When you partner with Advantage+, financing stops being the reason a deal stalls. You get a dedicated Account Manager who moves fast, keeps the process simple, and gets your customer to funding without the back-and-forth. We finance a wide range of equipment, trucks, trailers, signage, technology, medical, construction, and more, and we tailor each deal to fit the sale. You focus on selling. We handle the rest.
Common Sense Underwriting
No Pre-Payment Penalties
Established in 1992
Nationwide direct lender
$10K – $200K equipment financing
Fast approvals
Advantage+ Direct Lending Advantages:
As a direct lender, we prioritize common sense underwriting, better terms, and increased flexibility for our borrowers. This unique approach empowers our clients with the ability to prepay without incurring any penalties and to restructure or add to existing loans as needed.
Efficiency Through Direct Lending:
By eliminating intermediaries, we enhance operational efficiency and reduce overhead costs. This operational model enables us to offer more competitive rates and improved loan terms, as we pass on the savings directly to our borrowers.
Understanding Prepayment:
A prepayment penalty is a fee that some lenders may charge when a borrower pays off their loan ahead of schedule. Advantage+ does NOT charge prepayment penalties!
Advantage+ Prepayment Policy:
With Advantage+, you have the freedom to partially or fully prepay your loan at any time, without worrying about any prepayment penalties or fees. Additional payments made beyond your contractual monthly amount contribute directly to reducing the principal balance of your loan. We never charge a fee or penalty to pay off your loan early!
Direct Lending Benefits Recap:
Common sense underwriting
Competitive rates and terms
Greater flexibility for our borrowers



