Stop losing deals to “I can’t pay cash right now.”

Offer your customers fast, flexible equipment financing at the point of sale. Direct lender, $10K to $200K, credit decisions in hours, no prepayment penalties. You close more deals, faster.

Become a Vendor Partner

Apply, Approve, Fund.

At Advantage+, we make financing easy so you can focus on closing the sale. Your customer applies online, we deliver fast credit decisions, and once approved, funding moves quickly. Fewer delays, fewer obstacles, and more deals closed.

  • Close deals your buyers can’t pay cash for
  • Faster approvals = shorter sales cycles
  • Financing built for real world equipment sales

We streamline financing so you can sell with confidence and close faster.

1.

Customer Applies

Your customer completes a simple online application in minutes, no paperwork on your end.

2.

Approved in Hours

Customers can apply, get approved and complete their purchases the same day.

3.

The Deal Funds!

Documents are signed electronically and you get paid quickly.

The Deals We Do Best

Although we fund deals from $10,000 to $200,000, we specialize in financing business equipment purchases between: $25,000 – $75,000

Some equipment we frequently finance:

Transportation (trucks & trailers), Drones, Restaurants, Medical Devices & Lasers, Amusement & Vending, Technology & Computers, Construction, Agriculture

 

Who We Work With

Advantage+ partners with:

Equipment Dealers

Wholesalers

Manufacturers

Distributors

Franchisors/Franchisees

Independent Sales Organizations

 Funding Process

Customer chooses equipment

Applies online

Credit decision

Documents signed

Equipment funded

We Handle Financing. You Close Deals.

When you partner with Advantage+, financing stops being the reason a deal stalls. You get a dedicated Account Manager who moves fast, keeps the process simple, and gets your customer to funding without the back-and-forth. We finance a wide range of equipment, trucks, trailers, signage, technology, medical, construction, and more, and we tailor each deal to fit the sale. You focus on selling. We handle the rest.

Common Sense Underwriting
No Pre-Payment Penalties

Established in 1992

Nationwide direct lender

$10K – $200K equipment financing

Fast approvals

Advantage+ Direct Lending Advantages:

As a direct lender, we prioritize common sense underwriting, better terms, and increased flexibility for our borrowers. This unique approach empowers our clients with the ability to prepay without incurring any penalties and to restructure or add to existing loans as needed.

Efficiency Through Direct Lending:

By eliminating intermediaries, we enhance operational efficiency and reduce overhead costs. This operational model enables us to offer more competitive rates and improved loan terms, as we pass on the savings directly to our borrowers.

Understanding Prepayment:

A prepayment penalty is a fee that some lenders may charge when a borrower pays off their loan ahead of schedule. Advantage+ does NOT charge prepayment penalties!

Advantage+ Prepayment Policy:

With Advantage+, you have the freedom to partially or fully prepay your loan at any time, without worrying about any prepayment penalties or fees. Additional payments made beyond your contractual monthly amount contribute directly to reducing the principal balance of your loan. We never charge a fee or penalty to pay off your loan early!

Direct Lending Benefits Recap:

Common sense underwriting

Competitive rates and terms

Greater flexibility for our borrowers

See What Our Customers Have to Say