Working Capital Loans

$5,000-$50,000

Use for any business purpose — less costly than credit cards

How it Works

  • Submit application via email, fax, or Online
  • We’ll call to discuss terms and get you an approval within a day
  • Documents are emailed for signature and we fund loan when originals are returned

Loan Terms

  • Repay over 12-18 months (first payment due one month after closing)
  • No Penalty for early pay off
  • Loan will be secured by a General Business Security Agreement
  • Payments made by electronic withdrawal from business account

Rates and Fees

5% origination fee due at closing (this can also be financed for no out-of-pocket cost)

$5,000 to $15,000 (12%)
$15,000 to $30,000 (11%)
$30,000 to $40,000 (10%)
$40,000-$50,000 (9%)

Qualifications

  • Three or more years in business
  • Favorable business and personal credit histories
Working Capital Application PDF
Working Capital Application

Rates subject to change. For more information, please call Keith, Karen, LJ, or Josh at 800-949-7040.

“I like how everything was handled and dealt with. Everyone I spoke to was very friendly and professional. One think I would change is the $2,000 that is held, but I understand why.”

Ansel Blake, Owner, King Arthur Transportation, LLC, McDonough, GA 30252 – 5/23/2018
“Very easy to work with and they get things done quickly.”
Eugene Smith, Owner, Culver’s of Idaho, Twin Falls, ID. – 5/14/2018
“Your staff was extremely helpful and professional.”
Frank Dutter, Jr, Owner, ETB Leasing, LLC, Dallas, TX 18612 – 5/14/2018
“Highly recommended!”
Paul Carterq, CF Transport, Bloomfield, In 47424 -5/14/2018
“Process with Advantage was great because of the quick service; every time we spoke with someone, there was great customer service.”
Alexis Antunez, Owner, Texas MIV Company, Inc., Spring, TX 77379 – 5/14/2018
“Both representatives—Hannah Foley and Brenda Mosehart— were very professional!”
Nikolaos Dounoulis, owner, Dectrinity, LLC, Atlantic City, NJ 08401 – 4/2/2018
“I have already recommended a person. I couldn’t stop telling him how good my experience was.”
Ramsey Haynes, RamRod Trucking, LLC, Mount Olive, MS 39119 – 4/2/2018
“Super impressed!”
Barbara Knudson, Owner, Alliance Consulting, LLC, Williston, ND 58801 – 4/2/2018
“Very happy customer!”
Geoffrey Woods, President, GF Woods Mosaic, Inc., Orlando, FL 32803 – 3/28/2018
“Very professional and friendly; handled our loan top-notch without problems.”
Greg Bellinger, Bellinger Trucking, Centerville, IA 53544 – 3/27/2018
“Everyone was super nice and helpful. I also appreciated all the follow-up calls to be sure I was happy with my transaction.”
Betty Lorene Grogan, D&L Trucking, Gainsville, GA 30507 – 3/27/2018
“Very professional and helpful employees.”
Carlos Castaneda, CRC Trucking, El Paso, TX 79925 – 3/27/2018
“Awesome!”
Anthony Johnson, Prayer Temple Missionary Baptist Church, Redford, MI 48239 – 3/27/2018
“Very smooth process.”
William Austin, President, Foxtango Productions, LLC, Portland, OR 97220 – 3/2/2018
“Everyone was helpful, from start to finish. Made for a very easy process! Thanks again.”
Mike and Sheila Haggan, Haggan Transport, Hermon, ME 04401 – 3/2/2018
“Quick approval and very friendly staff.”
Grant McDonald, McDonald Trucking, LLC, Knightstown, IN 46148 – 2/6/2018
“Thank you—friendly service and excellent product.”
Dr. Jeanette Feflies, Feflies Family Chiropractic, Palos Heights, IL 60463 – 2/6/2018
“Thanks for financing our 2015 Freightliner truck. We’ll tell our friends!”
Hannah and Joe Pewitt, Joe’s Recycling, Elkton, KY 42220 – 2/6/2018
“Very satisfied with everything. Simple and easy, the way it should be. Thank you.”
Charles Styles, T&S Trucking, Newport, TN 37821 – 2/6/2018
“Prompt service and courteous staff.”
Connell Burnette, Finance Manager, Morgantown Baptist Church, Burlington, NC 27217 – 1/17/2018
“your team handled the whole transaction with efficiency and professionalism. Great Job!”
Tony Ngugi, president, Kenam Services, Inc., Aurora, CO 80015 – 1/9/2018
“Absolutely everyone I talked to was extremely helpful, nice, and polite.”
Matt LeFever, Owner, The Window Fair, Chalfant, CA 93514 – 1/9/2018
“Everything went fantastically. I would recommend you to anyone who needs help with acquiring equipment. Thanks.”
Chet Huntley, Owner, Huntley Brothers Company, Inc., Mint Hill, NC 28227 – 12/26/2017
“Good communication throughout the process.”
Jon Wittenberg, owner, Quickwitt Marketing, Inc., Sandy Springs, GA 30328 – 12/26/2017
“Handled in a very timely manner”
William Adams, Owner, R&J Grading, Robbinsville, NC 28771 – 12/7/2017
“You folks are terrific! Thank you.”
Kurt Schmos, Owner, 3TBONE Inc., Sacramento, CA 85816 – 12/7/2017
“Thank you so much!”
Adam Cohen, Adam Cohen Transportation, Apopka, FL 32712 – 11/17/2017
“Definitely would look at using Advantage+ for another project.”
Tim Vesterfelt, St. Elizabeth Manor, Inc., Footville, WI 53537 – 11/14/2017
“I was very happy with the expedient process.”
Brian S. Reese, Reese Distributing, Salem, MO 65560 – 11/14/2017
“Great, quick, service!”
Richie Moore, President, Minuteman Press Macon, Macon GA 31204 – 10/30/2017
“Entire process was very streamlined and communication was great!”
Frank J. Schauer, Frank J. Schauer Trucking, Moore Haven, FL 33481 – 10/30/2017
“Very easy to work with.”
Mark Jones, Owner, C.D. Furniture, LLC, Broken Arrow, OK 74013 – 10/30/2017
“Very hopeful to continue a business relationship with Advantage+. Very easy to work with. Thanks.”
Frederick J. Taylor, Taylor Trucking, Seaford, DE 19973 – 10/9/2017
“Reps were thorough and responded promptly when necessary.”
Charles Grady, Camp Bow Wow, Coppell, TX 75019 – 9/15/17
“Jim Oberholtzer and Hannah Foley were fantastic. Hannah was of great help walking me through the paperwork. The Advantage team was great.”
Dennis Childs, Owner, Childs Design, Murrieta, CA 95652 – 9/15/17
“Everyone I communicated with was friendly, helpful, professional, AND enthusiastic. Can’t ask for more than that!”
Norman Glass, Namon Enterprises, LLC, Grand Prairie, TX 75051 – 9/6/2017
“We were very pleased with the service and commitment to call us during and even after business hours to see if our purchase went well.”
Alan Clanton, Owner/Operator, Canon City, CO 81212 – 9/6/2017
“I received phone calls from very nice people, making sure I was happy. That shows they care.”
Gerald Holland, Sunrise Logistics, LLC, Dike, TX 75437 – 9/6/2017
“Everyone I dealt with was extremely nice and helpful. You be on my call list for future financing.”
Patsy Sabido, Owner, Sandia Construction, LLC, Ridgefield, CT 06877 – 9/6/2017
“Very good service throughout. Good staff and good process. Quite pleased. Thank you!”
Conrad Elledge, Lake Stevens, WA 98258 – 9/6/2017
“We were very happy with the service we received from your company. We recommended your company to a friend and he also got financed. Thank you!”
Kenneth Shaffer, Kenneth John Shaffer Trucking, Albright, WV 26519 – 8/17/2017
“Your team was great!”
Joe Work, Seasonal Yard Work, Inc., North Ridgeville, OH 44039 – 8/8/2017
“Thanks for all the help with my financing.”
Ronald Hart, Owner, Hartland Farms Grassing, LLC, Guyton, GA 31312 – 8/8/2017
“Excellent response and guided help.”
Mark Powers, Copperhead Trans, LLC, Hales Corners, WI 53130 – 8/8/2017
“I am very happy with your service. When I had problems with the application, you helped me work through it. That says a lot. Your staff is very good at what they do!”
Greg Jack, Greger Transport, LLC, Ocala, FL 34473 – 7/17/2017
“Very pleasant experience.”
John Wilkerson, Owner, AZZ Consulting Services, LLC, Moultrie, GA 31768 – 7/17/2017
“Advantage was very easy to do business with; everyone was friendly and professional.”
David Clark, President, Sandy Hilltop Ventures, Inc., Savannah, GA 31401 – 7/17/2017
“All was handled quickly and with no issues.”
Adrienne Walz, Administrator, Off Broadway Apartments, Inc., Broken Bow, NE 68822 – 7/17/2017
“Everything went very smoothly and I was always able to get my phone calls quickly returned.”
Darlene M. Gray, Owner, Sforza Trucking, LLC, Hampton, NH 03842 – 7/17/2017
CONTACT US TODAY!