Working Capital Loans

From $5,000 to $50,000

Businesses often apply for working capital loans to address short-term financial needs and maintain their day-to-day operations. Here are some common reasons:

  1. Seasonal Fluctuations: Some businesses experience seasonal variations in sales. A working capital loan can provide the necessary funds during slow seasons to cover operational costs.
  2. Inventory Management: Purchasing and managing inventory can tie up a significant portion of a business’s capital. A working capital loan assists in stocking up without affecting daily operations.
  3. Business Expansion: When a business is looking to grow, it may need additional working capital to cover increased costs associated with expanding facilities, additional inventory, or launching new products/services.
  4. Dealing with Unexpected Expenses: Unexpected expenses, such as equipment breakdowns or sudden regulatory changes, can strain a business’s finances. A working capital loan provides a safety net.

Loan Terms

  • Repay over 12-36 months (first payment due one month after closing)
  • No Pre-Payment Penalty for early pay off!

  • Loan will be secured by a General Business Security Agreement
  • Payments made by electronic withdrawal from a business account

How it Works


Submit an online application for working capital for your business.


We will call to discuss the terms and get you an approval within one business day.


Electronic documents are emailed for signature and we fund your loan once the documents have been electronically signed.

Working Capital Loan


  • Three or more years in business
  • Favorable business and personal credit histories

Apply Now

Apply online, and we’ll call you to get acquainted.

Our approval process takes place the same day!

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