Working Capital Loans

$5,000-$50,000

Use the funds for any business purpose — less costly than credit cards

How it Works

  • Submit an online application
  • We will call to discuss the terms and get you an approval within one business day
  • Electronic documents are emailed for signature and we fund loans once the originals are returned

Loan Terms

  • Repay over 12-36 months (first payment due one month after closing)
  • No Penalty for early pay off
  • Loan will be secured by a General Business Security Agreement
  • Payments made by electronic withdrawal from a business account

Qualifications

  • Three or more years in business
  • Favorable business and personal credit histories

Rates are subject to change. For more information, please call us at (800) 949-7040

“Prompt service and courteous staff.”
Connell Burnette, Finance Manager, Morgantown Baptist Church, Burlington, NC 27217
“Everyone was super nice and helpful. I also appreciated all the follow-up calls to be sure I was happy with my transaction.”
Betty Lorene Grogan, D&L Trucking, Gainsville, GA 30507
“Jim Oberholtzer and Hannah Foley were fantastic. Hannah was of great help walking me through the paperwork. The Advantage team was great.”
Dennis Childs, Owner, Childs Design, Murrieta, CA 95652
“Your team was great!”
Joe Work, Seasonal Yard Work, Inc., North Ridgeville, OH 44039
“Awesome!”
Anthony Johnson, Prayer Temple Missionary Baptist Church, Redford, MI 48239
“Very pleasant experience.”
John Wilkerson, Owner, AZZ Consulting Services, LLC, Moultrie, GA 31768
“Very good service throughout. Good staff and good process. Quite pleased. Thank you!”
Conrad Elledge, Lake Stevens, WA 98258
“Super impressed!”
Barbara Knudson, Owner, Alliance Consulting, LLC, Williston, ND 58801
“I was very happy with the expedient process.”
Brian S. Reese, Reese Distributing, Salem, MO 65560
“Very smooth process.”
William Austin, President, Foxtango Productions, LLC, Portland, OR 97220
“Excellent response and guided help.”
Mark Powers, Copperhead Trans, LLC, Hales Corners, WI 53130
“Reps were thorough and responded promptly when necessary.”
Charles Grady, Camp Bow Wow, Coppell, TX 75019
“Very professional and friendly; handled our loan top-notch without problems.”
Greg Bellinger, Bellinger Trucking, Centerville, IA 53544
“Thanks for financing our 2015 Freightliner truck. We’ll tell our friends!”
Hannah and Joe Pewitt, Joe’s Recycling, Elkton, KY 42220

“I like how everything was handled and dealt with. Everyone I spoke to was very friendly and professional.”

Ansel Blake, Owner, King Arthur Transportation, LLC, McDonough, GA 30252
“I am very happy with your service. When I had problems with the application, you helped me work through it. That says a lot. Your staff is very good at what they do!”
Greg Jack, Greger Transport, LLC, Ocala, FL 34473
“Quick approval and very friendly staff.”
Grant McDonald, McDonald Trucking, LLC, Knightstown, IN 46148
“Very hopeful to continue a business relationship with Advantage+. Very easy to work with. Thanks.”
Frederick J. Taylor, Taylor Trucking, Seaford, DE 19973
“Everyone I dealt with was extremely nice and helpful. You be on my call list for future financing.”
Patsy Sabido, Owner, Sandia Construction, LLC, Ridgefield, CT 06877
“Both representatives—Hannah Foley and Brenda Mosehart— were very professional!”
Nikolaos Dounoulis, owner, Dectrinity, LLC, Atlantic City, NJ 08401
“Everyone was helpful, from start to finish. Made for a very easy process! Thanks again.”
Mike and Sheila Haggan, Haggan Transport, Hermon, ME 04401
“Great, quick, service!”
Richie Moore, President, Minuteman Press Macon, Macon GA 31204
“Advantage was very easy to do business with; everyone was friendly and professional.”
David Clark, President, Sandy Hilltop Ventures, Inc., Savannah, GA 31401
“I have already recommended a person. I couldn’t stop telling him how good my experience was.”
Ramsey Haynes, RamRod Trucking, LLC, Mount Olive, MS 39119
“your team handled the whole transaction with efficiency and professionalism. Great Job!”
Tony Ngugi, president, Kenam Services, Inc., Aurora, CO 80015
“Your staff was extremely helpful and professional.”
Frank Dutter, Jr, Owner, ETB Leasing, LLC, Dallas, TX 18612
“I received phone calls from very nice people, making sure I was happy. That shows they care.”
Gerald Holland, Sunrise Logistics, LLC, Dike, TX 75437
“Everything went fantastically. I would recommend you to anyone who needs help with acquiring equipment. Thanks.”
Chet Huntley, Owner, Huntley Brothers Company, Inc., Mint Hill, NC 28227
“Thanks for all the help with my financing.”
Ronald Hart, Owner, Hartland Farms Grassing, LLC, Guyton, GA 31312
“Handled in a very timely manner”
William Adams, Owner, R&J Grading, Robbinsville, NC 28771
“Absolutely everyone I talked to was extremely helpful, nice, and polite.”
Matt LeFever, Owner, The Window Fair, Chalfant, CA 93514
“Everything went very smoothly and I was always able to get my phone calls quickly returned.”
Darlene M. Gray, Owner, Sforza Trucking, LLC, Hampton, NH 03842
“All was handled quickly and with no issues.”
Adrienne Walz, Administrator, Off Broadway Apartments, Inc., Broken Bow, NE 68822
“Thank you—friendly service and excellent product.”
Dr. Jeanette Feflies, Feflies Family Chiropractic, Palos Heights, IL 60463
“We were very happy with the service we received from your company. We recommended your company to a friend and he also got financed. Thank you!”
Kenneth Shaffer, Kenneth John Shaffer Trucking, Albright, WV 26519
“Definitely would look at using Advantage+ for another project.”
Tim Vesterfelt, St. Elizabeth Manor, Inc., Footville, WI 53537
“Everyone I communicated with was friendly, helpful, professional, AND enthusiastic. Can’t ask for more than that!”
Norman Glass, Namon Enterprises, LLC, Grand Prairie, TX 75051
“Entire process was very streamlined and communication was great!”
Frank J. Schauer, Frank J. Schauer Trucking, Moore Haven, FL 33481
“Very easy to work with and they get things done quickly.”
Eugene Smith, Owner, Culver’s of Idaho, Twin Falls, ID
“Very happy customer!”
Geoffrey Woods, President, GF Woods Mosaic, Inc., Orlando, FL 32803
“Good communication throughout the process.”
Jon Wittenberg, owner, Quickwitt Marketing, Inc., Sandy Springs, GA 30328
“Process with Advantage was great because of the quick service; every time we spoke with someone, there was great customer service.”
Alexis Antunez, Owner, Texas MIV Company, Inc., Spring, TX 77379
“We were very pleased with the service and commitment to call us during and even after business hours to see if our purchase went well.”
Alan Clanton, Owner/Operator, Canon City, CO 81212
“Very satisfied with everything. Simple and easy, the way it should be. Thank you.”
Charles Styles, T&S Trucking, Newport, TN 37821
“Highly recommended!”
Paul Carterq, CF Transport, Bloomfield, In 47424
“Very easy to work with.”
Mark Jones, Owner, C.D. Furniture, LLC, Broken Arrow, OK 74013
“You folks are terrific! Thank you.”
Kurt Schmos, Owner, 3TBONE Inc., Sacramento, CA 85816
“Thank you so much!”
Adam Cohen, Adam Cohen Transportation, Apopka, FL 32712
“Very professional and helpful employees.”
Carlos Castaneda, CRC Trucking, El Paso, TX 79925